We all know the saying when it comes to property ‘Location, location, location’ but for a smoother mortgage application we say, ‘preparation, preparation, preparation.’

To make your mortgage application process run smoothly here are documents you should get in place as they will be needed, we have listed below what you should prepare so you can be ready to apply.

Credit report. Checking your credit history and credit scores can help you better understand your credit score and help you be aware of what lenders see. It also helps you identify any discrepancies that could affect your score or your application.

Using our link you are entitled to a free 30 day trial with Check My File, the most comprehensive credit agency as they hold the data for all 4 major agencies. After the trial, if you choose not to cancel there will be a monthly fee of £14.99.

Understandably if you have found your dream home or investment you want the keys…now, and it can be frustrating and nerve racking waiting for an approval. Therefore, we advise at Marlow mortgages to be prepared so we can get you a decision in principle before you start house hunting, so you can confidently know your budget before you place an offer and know your application process will go smoothly.