Adding Value to Your Home: What’s Worth It in 2025 (And What’s Not)
If you’re a homeowner, chances are you’ve wondered at some point—what can I do to boost my property’s value? Whether you’re thinking about selling soon, or just future-proofing your investment, it’s a good question to ask. But before you grab the toolbox or call in the builders, it’s worth knowing that not every home improvement will […]
Spring Into Action – Top Tips to Attract Buyers This Spring
Spring is often seen as the perfect time for a fresh start, and for many people, that means looking for a new home. The days are longer, the weather (hopefully) improves, and there’s a renewed sense of energy in the air. That all adds up to a busy property market. If you’re thinking about selling, […]
First-Time Buyer? Here’s What You Need to Know in 2025
Buying your first home is an exciting step, but it can also feel like a minefield. There are deposits to save, mortgages to apply for, and hidden costs that can catch you off guard. With 2025 bringing some changes to the property market, now is a great time to get up to speed on what […]
Valentine’s Special: Falling in Love with Your First Home – How to Make It Happen in 2025
It’s February, the month of love, and while hearts, chocolates, and flowers are lovely, there’s something else worth falling for—your first home. It’s a big step, full of excitement, a few nerves, and, let’s be honest, some tricky bits. But in 2025, with mortgage rates stabilising, helpful government schemes, and new stamp duty rules, there’s […]
The Mortgage and Property Market 2025 – A Year of Stability and Growth?
Well, here we go again, a new year and a new attempt to predict what may happen over the next 12 months in the mortgage and property world. As always, there is no way of being certain what will happen, but this year, the leaning seems to be towards a more stable landscape. Well, for […]
Looking back on 2024 – Another year of ups and downs with a lot to be happy about
As 2024 rolls to an end, it’s time for another look back at the year gone and take stock ready for the next 12 months. 12 months of a very different mortgage world (again).I seem to have written ‘roller coaster’ as the introduction to these retrospectives for years now. Looking back over events since the […]
Your mortgage is there for the bricks and mortar, but what’s the neighbourhood like?
When you start looking for a house, you’ll likely begin with a practical checklist. Does it suit your work location? Tick. The right number of bedrooms? Tick. Good schools for the kids? Tick. Within budget? Tick. And so on. All this is very sensible but it’s easy to forget one key factor. Practical is one […]
New House or Older Property – Are You a Fresh Paint or Old Garden Person?
Is it better to buy a new build or an older property and does it affect your mortgage process? Both good questions and both worth spending a little time thinking about. So, let’s look at the benefits of both options as well as what it could mean for your mortgage application. Whether you go new […]
Help Us to Help You – Securing the Best Mortgage Rate
The mortgage market is a strange beast but whatever else happens, there are some things you can do to help us get you the best deal. Rates go up and down, offers come and go, and things change regularly in the mortgage market. Whenever there is a well-publicised change, like the recent drop in interest […]
Taking out a mortgage – What should you do about protecting your finances?
Buying property usually requires a mortgage and that means you are taking on a long-term financial commitment. That also means it is time to think about the right protection for your finances. The pleasure of property. So, this is an article about protecting your financial future when you take on a mortgage. I am not […]